Legal Disclaimer for FinSent

Updated: December 1, 2023

• FinSent by CBSA hereby grants you access to finsent.hkust.edu.hk (“the Website”) and invites you to purchase the services (including the free subscription) offered here.

Definitions and key terms

To help explain things as clearly as possible in this Disclaimer, every time any of these terms are referenced, are strictly defined as:

• Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.
• Organization (referred to as either "the Organization", "We", "Us" or "Our" in this Cookies Policy) refers to the Hong Kong University of Science and Technology, Clear Water Bay, Kowloon, Hong Kong.
• Service: refers to the service provided by FinSent by CBSA as described in the relative terms (if available) and on this platform.
• Website: FinSent by CBSA’s site, which can be accessed via this URL: finsent.hkust.edu.hk
• You: a person or entity that is registered with FinSent by CBSA to use the Services.

General

• The material contained in FinSent by CBSA is a compilation of corporate 10-K and 10-Q filings from the SEC and publicly available transcripts of earnings conference calls of public companies. The information provided to you is for reference purposes only and is not intended to be investment advice and should not be construed as investment advice. If investment advice or other professional assistance is required with respect to any issues referenced in the FinSent by CBSA Service, services of a competent investment professional should be immediately sought.
• Discrepancies between the information presented in this application and other applications, analyses, studies, articles, and publications may exist due to the different methodologies of processing the material in accordance with different purposes.
• FinSent by CBSA shall assume no liability for any errors, omissions, or inaccuracies in the information provided regardless of their cause. FinSent by CBSA shall assume no liability for any decisions made or actions taken or not taken by the user of this application in reliance upon any information furnished hereunder. Under no circumstances shall FinSent by CBSA be liable for any loss, damage, liability, or expense incurred or suffered that is claimed to have resulted from the use of this application, including, without limitation, any fault, error, omission, interruption, or delay with respect thereto. The use of this application indicates your unconditional acceptance of the above disclaimer. 

Limited liability

• FinSent by CBSA endeavours to update and/or supplement the content of the website on a regular basis. Despite our care and attention, content may be incomplete and/or incorrect.
• The materials offered on the website are offered without any form of guarantee or claim to their correctness. These materials can be changed at any time without prior notice from FinSent by CBSA.
• Particularly, all prices on the website are stated subject to typing and programming errors. No liability is assumed for the implications of such errors. No agreement is concluded on the basis of such errors.
• FinSent by CBSA shall not bear any liability for hyperlinks to websites or services of third parties included on the website. From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.
• Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information.

Links to Other Websites Disclaimer

• This Disclaimer applies only to the Services. The Services may contain links to other websites not operated or controlled by FinSent by CBSA. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website’s own rules and policies. Such third parties may use their own cookies or other methods to collect information about you. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy and Terms of every site You visit.
• We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Errors and Omissions Disclaimer

• FinSent by CBSA is not responsible for any content, code or any other imprecision.
• FinSent by CBSA does not provide warranties or guarantees.
• In no event shall FinSent by CBSA be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. FinSent by CBSA reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

"AS IS" and "AS AVAILABLE" Disclaimer

• The FinSent by CBSA Service and its contents are provided "as is" and "as available" without any warranty or representations of any kind, whether express or implied. FinSent by CBSA is a distributor and not a publisher of the content supplied by third parties; as such, FinSent by CBSA exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability or currency of any information, content, service or merchandise provided through or accessible via the FinSent by CBSA Service. Without limiting the foregoing, FinSent by CBSA specifically disclaims all warranties and representations in any content transmitted on or in connection with the FinSent by CBSA Service or on sites that may appear as links on the FinSent by CBSA Service, or in the products provided as a part of, or otherwise in connection with, the FinSent by CBSA Service, including without limitation any warranties of merchantability, fitness for a particular purpose or non-infringement of third party rights. No oral advice or written information given by FinSent by CBSA or any of its affiliates, employees, officers, directors, agents, or the like will create a warranty. Price and availability information is subject to change without notice. Without limiting the foregoing, FinSent by CBSA does not warrant that the FinSent by CBSA Service will be uninterrupted, uncorrupted, timely, or error-free.

Copyright Disclaimer

• All intellectual property rights concerning these materials are vested in FinSent by CBSA. Copying, distribution and any other use of these materials is not permitted without the written permission of FinSent by CBSA, except and only to the extent otherwise provided in regulations of mandatory law (such as the right to quote), unless otherwise stated for certain materials.

Your Consent

• We've updated our Disclaimer to provide you with complete transparency into what is being set when you visit our site and how it's being used. By using our website, registering an account, or making a purchase, you hereby consent to our Disclaimer and agree to its terms.

Changes To Our Disclaimer

• Should we update, amend or make any changes to this document so that they accurately reflect our Service and policies. Unless otherwise required by law, those changes will be prominently posted here. Then, if you continue to use the Service, you will be bound by the updated Disclaimer. If you do not want to agree to this or any updated Disclaimer, you can delete your account.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:

• By email: cbsa@ust.hk
• By phone number: +852 3469 2637
• By mail: Room 6061, LSK Business Building, the Hong Kong University of Science and Technology, Clear Water Bay, Kowloon, Hong Kong